Auto insurance and green vehicles : what links and benefits ?

In Europe, the number of green vehicles is growing year by year. Faced with the evolution of this type of market, insurance companies offer several offers adapted to these vehicles and virtually costly. Moreover, insurance offers have been reserved for types of ecological cars.

Auto-electric insurance for his car

As for the classic car, more than three types of insurance exist for ecological cars. At first glance, there is third-party insurance with a minimum guarantee that is mandatory for all vehicles to be compensated for personal injury and property damage caused to a third party. Then there is fire and theft insurance that includes all types of claims such as fire, hail, storm and other kinds of bad weather. Finally, there is all-risk insurance offering an optimal guarantee in the event of an accident. Given the repair costs and the prices of the vehicles in question, it is recommended to opt for all-risk insurance. Thus, the assistance guarantee protects drivers from power outages at a standstill.

The links between auto-insurance and green vehicles

Given the price of green cars and the cost of possible repairs, insurers have been forced to introduce special offers for electric cars. Moreover, beyond the financial benefits, all insurers have focused insurance offers on sustainable development. Thus, to benefit from the latter, it is mandatory to own a car emitting a maximum of 120 g / km of CO2. In addition, it is possible to obtain a discount for a car insurance contract, provided you subscribe to public transport. This option also allows drivers to save money. The insurer encourages drivers by limiting car travel, which considerably reduces the risk of a car accident.

Guarantees to check

Unlike other types of insurance, offers for environmentally friendly cars offer interesting and exclusive guarantees. Since the typical breakdown of a car of this kind is usually caused by the battery, it is strongly recommended to check in its contract, the assistance guarantee 0. The latter supports and organizes the towing of the car in question. It will also be necessary to check if the insurer leaves the free choice of repairer. Given the technical nature of this kind of car, it is essential to contact a professional to repair it. It will also need to pay attention to how the car’s battery is rented while checking if it is covered by the insurer.

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